Terms & Conditions

1. Agreement to Terms

By accessing or using Finstyra ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.

2. Description of Service

Finstyra provides free online financial calculators for informational and educational purposes. Our calculators are designed to help users understand financial concepts and estimate outcomes based on inputs they provide.

The Service is provided "as is" and we make no guarantees as to the accuracy, completeness, or suitability of the calculations for any particular purpose.

3. Not Financial Advice

Finstyra does not provide financial, investment, tax, legal, or accounting advice. All content on this website is for informational and educational purposes only.

Calculator results are estimates based on the inputs you provide and mathematical formulas. They should not be relied upon as the sole basis for any financial decision. Before making any significant financial decisions, you should consult a qualified financial professional.

4. Accuracy of Information

We strive to ensure our calculators use accurate formulas and up-to-date information (such as tax brackets and contribution limits). However, we do not warrant that information is always current, complete, or free of errors.

Tax laws, interest rates, and financial regulations change frequently. Always verify current figures with official government sources or a qualified professional.

5. Intellectual Property

All content on Finstyra — including text, graphics, logos, calculator designs, and software — is the property of Finstyra and protected by applicable intellectual property laws.

You may use our calculators for personal, non-commercial purposes. You may not copy, reproduce, distribute, or create derivative works from our content without written permission.

6. Prohibited Use

You agree not to:

• Use the Service for any unlawful purpose
• Scrape, crawl, or systematically extract content without permission
• Attempt to gain unauthorised access to any part of the Service
• Transmit malicious code, viruses, or harmful software
• Use the Service in a way that could damage or impair it
• Republish or resell calculator results as your own financial advice

7. Limitation of Liability

To the fullest extent permitted by law, Finstyra and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Service — including any financial losses resulting from reliance on calculator results.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will update the "Last updated" date when changes are made. Continued use of the Service after changes constitutes your acceptance of the revised terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in the relevant jurisdiction.

11. Contact

For questions about these Terms, contact us at finstyra@gmail.com.