Personal FinancePopular⏱ 5 min

Net Worth Calculator

Calculate your complete net worth by totaling all assets and liabilities with tracking over time.

Free • Accurate • Instant Results

Your Finances

ASSETS

$
$
$
$
$
$
$

LIABILITIES

$
$
$
$
$

Your Net Worth

$350,500

Assets: $605,000 — Liabilities: $254,500

Total Assets

📈

$605,000

Total Debt

📉

$254,500

Liquid Assets

💧

$100,000

Cash + Investments

Debt-to-Asset

⚖️

42.1%

Moderate

Asset Allocation

🤖

AI Insights

Personalized analysis based on your inputs

58
Financial Health Score
✅

Net Worth: $350,500

Your assets exceed your liabilities by $350,500. Debt-to-asset ratio: 42.1% — good.

💡

Home Equity: $130,000

Your home is 58% of total assets. Equity: $130,000 (37% LTV).

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Frequently Asked Questions

A common benchmark: save 0.5× salary by 30, 1× by 35, 3× by 45, 5× by 55, 7× by 65. Median US net worth: ~$121k for all adults, $250k for 45-54 year olds. Comparing yourself to medians can be motivating but individual goals matter most.

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Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on inputs you provide. They are not financial, tax, investment, or legal advice. Consult a qualified financial professional before making financial decisions. Actual results may vary based on market conditions, tax laws, and individual circumstances.