Portfolio Allocation Calculator

Design and analyze your ideal asset allocation across stocks, bonds, real estate, and other investments.

Free • Accurate • Instant Results

Portfolio Allocation Inputs

Portfolio Value

Stock Allocation

Bond Allocation

Stocks

📈

$70,000

70.00%

Bonds

🏦

$30,000

30.00%

Cash/Other

💵

0.00%

Est. Blended Return

⚖️

7.50%

🤖

AI Insights

Personalized analysis based on your inputs

💡

Risk Profile

A 70/30 stock/bond split is moderate, common for mid-career investors balancing growth and stability.

📥 Download & Export

Formula Used

Portfolio Allocation

Asset Value = Total Portfolio × Allocation%

Variables

Allocation%= Target % in each asset class

Example

$100,000 at 70/30 stock/bond = $70,000 stocks, $30,000 bonds

Frequently Asked Questions

A classic guideline: subtract your age from 100 to get your stock allocation %. Many now use 110 or 120 minus age given longer life expectancies.

Related Calculators

More tools you might find useful

📦

Portfolio Return Calculator

Calculate your total portfolio performance

⚖️

Risk vs Reward Calculator

Evaluate investment risk-return tradeoff

🏁

Investment Goal Calculator

Plan contributions to reach your investment target

Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on inputs you provide. They are not financial, tax, investment, or legal advice. Consult a qualified financial professional before making financial decisions. Actual results may vary based on market conditions, tax laws, and individual circumstances.