Privacy Policy

1. Overview

Finstyra ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website at finstyra.com (the "Service").

All calculations performed on Finstyra are processed entirely in your browser. We do not transmit your financial inputs to our servers, and we do not store them.

2. Information We Collect

2.1 Information you provide

We do not require you to create an account to use Finstyra. Calculator inputs (principal amounts, interest rates, time periods, etc.) are processed locally in your browser and are not collected or stored by us.

2.2 Automatically collected information

When you visit our website, we may automatically collect:

• Browser type and version
• Operating system
• Referring URL
• Pages visited and time spent
• IP address (anonymised)
• Device type (desktop, mobile, tablet)

This information is collected through analytics tools to help us understand how our website is used and improve the user experience.

3. How We Use Your Information

• To operate and improve the Finstyra website and calculators
• To analyse usage trends and user behaviour in aggregate
• To detect and prevent technical errors or abuse
• To respond to your enquiries when you contact us
• To comply with legal obligations

4. Cookies

We use cookies and similar tracking technologies. Please refer to our Cookie Policy for detailed information on what cookies we use and how to control them.

5. Third-Party Services

We may use third-party services including:

• Analytics: To understand usage patterns (data is anonymised)
• Advertising: To display relevant financial advertising (subject to your consent preferences)
• CDN providers: To deliver content quickly and reliably

These third parties have their own privacy policies and we encourage you to review them.

6. Data Retention

As we do not collect financial calculation data, there is nothing to retain. Anonymised analytics data is retained for up to 26 months, after which it is automatically deleted.

7. Your Rights

Depending on your location, you may have the right to:

• Access personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Object to or restrict processing of your data
• Data portability
• Withdraw consent at any time

To exercise these rights, contact us at finstyra@gmail.com.

8. Children's Privacy

Finstyra is not directed at children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date above. Your continued use of Finstyra after changes constitutes acceptance of the updated policy.

10. Contact Us

For privacy-related questions, contact us at: