Personal FinancePopularFeatured⏱ 5 min

Budget Planner

Create a comprehensive monthly budget with income, expenses, savings targets, and the 50/30/20 rule.

Free • Accurate • Instant Results

Monthly Budget

INCOME

$

NEEDS

$
$
$
$
$
$

WANTS

$
$
$

SAVINGS

$
$

Monthly Surplus

$1,000

Savings Rate

33%

Total Income

💵

$6,000

Total Expenses

📊

$5,000

Needs

🏠

$3,400

57% of income

Wants

🎬

$600

10% of income

Where Your Money Goes

🤖

AI Insights

Personalized analysis based on your inputs

100
Budget Health Score
✅

$1,000 Surplus

Your expenses ($5,000) are below income ($6,000). Consider directing the extra $1,000 to investments.

✅

Savings Rate: 33%

Excellent! Saving 33% of income. At this rate, you're building a strong financial foundation.

📥 Download & Export

Frequently Asked Questions

A popular budgeting framework: 50% of after-tax income to needs (housing, food, utilities), 30% to wants (entertainment, dining out, hobbies), 20% to savings and debt repayment. It's a starting point, not a rigid rule.

Related Calculators

More tools you might find useful

💎

Net Worth Calculator

Calculate your total financial picture

🎯

Savings Goal Calculator

Plan how to reach any savings target

🛟

Emergency Fund Calculator

Find your ideal emergency fund size

Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on inputs you provide. They are not financial, tax, investment, or legal advice. Consult a qualified financial professional before making financial decisions. Actual results may vary based on market conditions, tax laws, and individual circumstances.