Finstyra Blog
Expert guides, financial tips, and in-depth analysis from our team of certified financial professionals.
The Complete Guide to FIRE: How to Retire Early and Live on Your Terms
Financial Independence, Retire Early (FIRE) is more than a trend — it's a rigorous financial strategy. This comprehensive guide covers the 4% rule, savings rate math, investment vehicles, and the real numbers behind early retirement.
Compound Interest: The Eighth Wonder of the World
Why starting to invest at 25 vs 35 can mean $500,000+ difference by retirement.
Fixed vs Floating Rate Mortgage: Which Is Right for You?
A data-driven comparison of fixed and floating rate mortgages across different market cycles.
SIP vs Lump Sum: When Each Strategy Wins
Rupee-cost averaging vs timing the market — a mathematical analysis of both approaches for Indian investors.
How to Pay Off $50,000 in Debt in 3 Years
Debt snowball vs debt avalanche — plus the psychology of paying off debt and staying motivated.
The 50/30/20 Budget Rule: Does It Actually Work?
We ran 1,000 household budgets through the 50/30/20 framework and found surprising results.
Step-Up SIP: The Smarter Way to Invest in Mutual Funds
Annual step-up SIP increases aligned to your income growth can multiply your corpus by 2–3x vs regular SIP.
Understanding Your Effective Tax Rate vs Marginal Tax Rate
Most people confuse marginal and effective tax rates. This guide clears up the confusion with real examples.
Emergency Fund: How Much Is Enough?
3 months or 6 months? The right emergency fund size depends on your job security, expenses, and risk tolerance.