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Mutual Fund Calculator

Project mutual fund returns with NAV growth, expense ratio impact, and SIP or lump sum investments.

Free • Accurate • Instant Results

Mutual Fund Inputs

$
$
%
%
Years

Final Value (Net of Fees)

📈

$190,545

Total Invested

💰

$100,000

Net Annual Return

📊

7.25%

Total Growth

🚀

$90,545

Growth Over Time

🤖

AI Insights

Personalized analysis based on your inputs

💡

Expense Ratio Check

A 0.75% expense ratio is on the higher side — compare against low-cost index fund alternatives.

📅 Future Projections

YearTotal ValueContributionsGrowthReal Value
2031$49,893$40,000$9,893$43,038
2036$108,509$70,000$38,509$80,741
2041$194,634$100,000$94,634$124,928
2041$194,634$100,000$94,634$124,928
2041$194,634$100,000$94,634$124,928
2041$194,634$100,000$94,634$124,928
2041$194,634$100,000$94,634$124,928

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Formula Used

Mutual Fund Growth (Net of Fees)

Net Return = Gross Return − Expense Ratio

Variables

Expense Ratio= Annual fund management fee

Example

8% gross return − 0.75% expense ratio = 7.25% net return

Frequently Asked Questions

Active funds aim to beat the market but charge higher fees (0.5-1.5%+) and often underperform. Passive index funds track an index at lower cost (0.03-0.2%).

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Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on inputs you provide. They are not financial, tax, investment, or legal advice. Consult a qualified financial professional before making financial decisions. Actual results may vary based on market conditions, tax laws, and individual circumstances.