Closing Cost Calculator

Estimate total closing costs when buying a home, including lender fees, title insurance, and prepaid items.

Free • Accurate • Instant Results

Closing Cost Inputs

Home Purchase Price

Estimated Closing Cost Rate

Estimated Closing Costs

🧾

$10,500

Purchase Price

🏠

$350,000

Cash Needed at Closing

💰

$80,500

Incl. 20% down payment

Closing Cost Rate

📊

3.00%

🤖

AI Insights

Personalized analysis based on your inputs

💡

What's Included

At 3%, closing costs typically cover loan origination fees, appraisal, title insurance, attorney fees, and prepaid taxes/insurance.

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Formula Used

Closing Costs Estimate

Closing Costs = Purchase Price × Rate%

Variables

Rate= Typically 2-5% of purchase price

Example

$350,000 at 3% = $10,500 closing costs

Frequently Asked Questions

Typically the buyer, though sellers sometimes contribute via negotiated seller credits, especially in buyer's markets.

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Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on inputs you provide. They are not financial, tax, investment, or legal advice. Consult a qualified financial professional before making financial decisions. Actual results may vary based on market conditions, tax laws, and individual circumstances.