Cash Flow Calculator

Calculate monthly and annual cash flow from rental properties after all expenses, mortgage, and vacancies.

Free • Accurate • Instant Results

Rental Cash Flow Inputs

Monthly Rent

Mortgage Payment (PITI)

Other Monthly Expenses

Monthly Cash Flow

⚠️

-$200

Annual Cash Flow

💰

-$2,400

Total Monthly Outflow

💸

$2,400

Monthly Rent

🏠

$2,200

🤖

AI Insights

Personalized analysis based on your inputs

⚠️

Negative Cash Flow

This property costs 200/month out of pocket. Only consider this if you're banking on significant appreciation.

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Formula Used

Monthly Cash Flow

Cash Flow = Rent − Mortgage (PITI) − Other Expenses

Variables

PITI= Principal, Interest, Taxes, Insurance

Example

$2,200 rent − $1,800 PITI − $600 expenses = −$200/month

Frequently Asked Questions

Vacancy reserve (5-10%), maintenance (1% of value/year), property management (8-10% of rent if used), and capital expenditure reserves, in addition to PITI.

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Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on inputs you provide. They are not financial, tax, investment, or legal advice. Consult a qualified financial professional before making financial decisions. Actual results may vary based on market conditions, tax laws, and individual circumstances.